Consumer

There are many reasons you may need a loan. You might need to buy a new or used vehicle, make home improvements, or pay bills. Whatever your borrowing needs might be, we’re here to help! One of our experienced loan officers will be glad to discuss your financing needs.

 

 Credit Sense

Credit Sense is a great way to check and monitor your credit score.  You can also see tips for improving your score, get alerts when your credit score changes, and explore targeted financial products.  It's a great tool to have when you're thinking about buying a new vehicle!
 
To enroll in Credit Sense using your PC or tablet, log in to your online banking account.  On the home screen you will see a "Credit Sense" box.  Click "Check your score" and complete your credit profile.  You will be asked to accept the terms and conditions to complete your enrollment.
 
To enroll in Credit Sense from the SSB mobile app, log in to your online banking account, tap the "Credit Sense" button in the Accounts Screen, then tap "Get Started," and complete your credit profile.  You will be asked to accept the terms and conditions to complete your enrollment.
 

Auto Loans

Auto Loans – New and Used

 Fixed interest rates and repayment in convenient monthly installments

  • Great Rates and Fast Loan Approvals

 We offer several tools to help you get started. You can…

 Download and print a Consumer Loan Application 

 

Home Equity & Improvement Loans

Fixed Rate Home Equity Loans

 The interest rate is fixed and repayment is in convenient monthly installments that are easy to budget

  • Borrow for a wide variety of purchases – home improvements, wedding expenses and more

 Home Equity Line of Credit

 A revolving line of credit

  • Funds accessible whenever you need them
  • Interest payments due monthly; you decide when and how much to pay against the principal balance
  • A monthly billing statement is provided that shows all account activity and the minimum payment due
  • Interest payments may be tax deductible (consult your tax professional for details)

Loan Services

Personal Loans
  • Vacations
  • Vehicle repairs
  • Boat, motor and trailers
  • Campers and other recreational vehicles
  • Lawn and garden tractors

 Savings Loans

 Secured by a Security Savings Bank CD (certificate of deposit)

  • Up to 90% of the principal balance of the CD is available to borrow
  • Interest rate is 2% above the rate of the CD
  • Quarterly interest payments billed on the loan and principal payments can be made at any time