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Other Residential Mortgage Loan Programs

Are you shopping for a new home or thinking about refinancing your existing home? Security Savings Bank offers various types of mortgage loans to help you with your financial needs. Our licensed mortgage loan officers make the loan process easy. We offer:

Federal Home Loan Bank Down Payment Plus® Loans

  • Grants available for low to moderate income borrowers
  • Funding is "as available"

First Time Homebuyer Loans

  • A variety of options for your first home purchase, or if you have not owned a home for the past 3 years

Illinois Homeowner Assistance Fund

The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners.  Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020.  Homeowners in need of assistance can find more information on program eligibility and apply at  or call the ILHAF call center at (866) 454-3571.  

Apply for your mortgage loan ONLINE!

For more information, view our Loan Application details. If you're ready to get started, apply now and follow the easy instructions to submit your information electronically to Security Savings Bank.

Several tools are available to help you get started. You can:

  • Calculate a Payment
  • Obtain a FREE credit report by going to
  • SSB OnLine Banking customers can also enroll in Credit Sense. It's a great way to check and monitor your credit score. You can also see tips for improving your score, get alerts when your credit score changes, and explore targeted financial products. It's a great tool to have when you're thinking about buying or refinancing a new home! View our Credit Sense page for more information.