Mortgage

Are you shopping for a new  home or thinking about refinancing your existing home?  Security Savings Bank offers various types of mortgage loans to help you with your financial needs.  Our licensed mortgage loan officers make the loan process easy.

Home Loan Options Available at Security Savings Bank

Fixed Rate Loans
•   A variety of loan terms available

Adjustable Rate Loans
•   Choice of 3 or 5 year initial fixed interest rate period
•   A variety of loan terms available

VA Home Loans
•   Must have veteran certificate of eligibility
•   15 and 30 year fixed rate loans available
•   Available for new loan purchases only

USDA Rural Development Home Loans
•   No down payment required
•   Fixed rate for 30 years

Federal Home Loan Bank Down Payment Plus® Loans
•   Grants available for low to moderate income borrowers
•   Funding is "as available"

First Time Homebuyer Loans
•   A variety of options for your first home purchase, or if you have not owned a home for the past 3       years    

Let us help you get started!

 Complete your application ONLINE                    Apply Now
 
 or, if you prefer, you can download and print a mortgage loan application.
 
Some Tips for Collection Information You will Need to Complete your Loan Application
  • Documentation for all borrowers
  • Social Security Numbers
  • Contact and Employment information for each borrower
  • Documentation of income, assets, and liabilities
Other Information You Might Find Helpful...
  1. Calculate a payment
  2. Obtain a FREE credit report by going to http://www.annualcreditreport.com.
  3. Online banking customers can also enroll in CREDIT SENSE.  It's a great way to check and monitor your credit score.  You can also see tips for improving your score, get alerts when your credit score changes, and explore targeted financial products. It's a great tool to have when you're thinking about buying or refinancing a new home!
 
To enroll in Credit Sense using your PC or tablet, log in to your online banking account.  On the home screen you will see a "Credit Sense" box.  Click "Check your score" and complete your credit profile.  You will be asked to accept the terms and conditions to complete your enrollment.
 
To enroll in Credit Sense from the SSB mobile app, log in to your online banking account, tap the "Credit Sense" button on the Accounts Screen, then tap "Get Started," and complete your credit profile.  You will be asked to accept the terms and conditions to complete your enrollment.